The XRP Ledger is officially pushing its core infrastructure to server software version v3.2.0, and the backend tech is fascinating. As of mid-July 2026, 89% of the trusted Unique Node List (UNL) validators have upgraded to the new build. That easily clears the 80% threshold required to activate the new system.
This update is fundamentally rebuilding how the ledger handles high-end financial instruments. We are watching a hard transition from a simple cross-border payment bridge into an institutional-grade capital market. The ecosystem wants to support tokenized real-world assets, but getting the core server ready is only the first half of the equation.
The network still has to pass a critical on-ledger security amendment called fixCleanup3_2_0. This package bundles the necessary security fixes to safely run advanced features like single-asset vaults, permissioned decentralized exchanges, multi-purpose tokens, and a brand-new native lending protocol.
Ripple has formally cast its vote in favor of the security package. Right now, this specific amendment is still under active voting and has not quite hit that supermajority mark, according to a report confirming the 89% UNL validator adoption rate and Ripple’s affirmative vote.
There is a surprising disconnect happening across the broader network right now. While the top-tier UNL validators are fully on board, general active node adoption remains incredibly sluggish. Only 43% of the wider node operators are currently running v3.2.0. A stubborn 51% are still operating on the older v3.1.3 build.
What the “xrpld” Rebrand Means for Node Operators
This upgrade is part of a larger ecosystem initiative aiming to eventually support up to $1 trillion in tokenized real-world assets. To reflect this deeper structural shift, the core server software is officially rebranding to “xrpld”.
The stakes for ignoring this update are absolute. Any node validators that fail to install the new v3.2.0 software before the fixCleanup3_2_0 amendment officially activates will immediately fall out of sync. They will be forcibly cut off from the XRPL network entirely. The grace period for running legacy software is rapidly closing.