On the death of their nine-year-old son, a couple from Mios in Gironde decided to close their child’s A booklet. When they discovered that the bank had taken 138.20 euros from them in inheritance costs, the parents decided to appeal to an association, relates France Blue Monday, May 9. However, it is a quasi-automatic operation for the succession, explains the local media, even on behalf of a minor, and even for the booklet A, a free account.
In France, on the death of a loved one, the heir must pay bank inheritance fees necessary to transfer funds from the bank account of the deceased person to that of the heir. Fees vary from bank to bank. A very recent analysis by the consumer association CLCV had shown that these costs will reach an average of 230 euros in 2022 for an inheritance of 17,000 euros, i.e. between two and three times more than the rates charged in other European countries. And unlike inheritance tax, these bank deductions come into play from the first euro held in a bank account, with rates that are regularly contested by associations, and by certain politicians.