Partial permanent incapacity: definition
Employees who are victims of an accident at work or an occupational disease can benefit from compensation in the event that their working capacity is permanently reduced due to this accident or this disease. The consequences caused by an accident at work or an occupational disease can reduce the physical or mental capacities of an employee. Social security then determines a permanent disability rate which allows it to receive compensation. It is the partial permanent disability rate that determines the form of compensation: either in capital or in life annuity.
To note: there is no particular procedure to take to benefit from the compensation, it is the health insurance fund or the MSA which examines the file.
Calculation of the partial permanent disability rate
It is the CPAM or the MSA which is responsible for setting the partial permanent disability rate (IPP) based on information collected from the medical advisor and the occupational physician, in certain cases. The CPAM or the MSA must communicate this rate to the employee and the employer, who may request communication of the opinion of the medical advisor within 10 days of this communication. The PPI rate is determined according to the following criteria:
- the nature of the employee’s disability,
- his general condition,
- his age,
- his physical and mental faculties,
- their professional skills and qualifications.
The rate set by the CPAM or the MSA can be challenged with the Medical Committee for Amicable Appeal within 2 months of notification of the rate.