Crypto laws need to get stricter, says US Treasury Secretary

Janet Yellen, the United States Treasury Secretary, calls for improved legislation for Cryptocurrency Market. The minister saw particular risks with crypto platforms and stablecoins and expressed her wish ahead of a congressional hearing on Tuesday.

Yellen, chairwoman of the Financial Stability Oversight Council (FSOC), will appear before the so-called House Financial Services Committee to discuss annual reports. This conversation is particularly about cryptocurrencies Crypto exchanges and stablecoins are an important topic.

US Treasury Secretary is not a fan of cryptocurrencies

It is not unknown for Yellen to be critical of the cryptocurrency market, having judged the industry numerous times in the past. She called the turbulent period in the crypto market in 2021, which saw the bankruptcy of crypto exchange FTX and platforms such as Celsius and BlockFi, the “Lehman” moment.

She points to the collapse of the major bank Lehman Brothers in 2008, which marked the beginning of a major financial crisis. According to the minister, significant improvements in legislation and regulations in the crypto industry are needed to prevent a similar crisis.

Europe is ahead of the US when it comes to crypto legislation

The minister sees risks in the use of crypto exchanges and stablecoins by consumers. Unsurprisingly, we have seen crypto platforms decline after a major run on assets in the past. Stablecoins can also get into trouble as a result, for example with the collapse of TerraUSD in 2022. As Yellen explained:

“The Council focuses on digital assets and associated risks, such as runs on crypto asset platforms and stablecoins, potential vulnerabilities due to volatility in cryptocurrency prices, and the proliferation of platforms operating outside (or in violation of) applicable laws and. “Regulations.”

The European Union (EU) is now introducing new ones steps in the formulation of crypto laws. Authorities have begun classifying securities to provide a clear framework for both traditional financial instruments and cryptocurrencies. The EU recognizes crypto’s growing influence and is seeking regulation, an important step for the cryptocurrency industry to gain clarity.

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